Accounts that match how care work pays

Your core SACCO account. Deposit at your own pace, track every contribution, and build a buffer that stays yours.

• · Flexible monthly contributions
• · M-Pesa deposits
• · Withdrawals subject to SACCO rules

Earmark funds for a home improvement, a course, or a centre upgrade so day-to-day needs do not eat the plan.

• · Named savings goals
• · Progress tracking
• · Optional lock-in periods

A dedicated cushion for illness, family events, and unexpected gaps between pay cycles.

• · Priority withdrawal review
• · Low minimum
• · Separate from regular savings

Save toward school fees, nutrition, and family milestones without mixing them into operating cash.

• · School-term reminders
• · Beneficiary naming
• · Statement downloads

Lock a lump sum for a defined term and earn a stronger return than regular savings.

• · 3, 6, or 12 month terms
• · Fixed interest
• · Auto-renewal option

Your ownership stake in the cooperative. Shares determine membership standing and dividend participation.

• · Required for membership
• · Dividend eligible
• · Builds borrowing capacity