Mission
Empower members in the childcare sector to save, invest, and create wealth through fair, digital, cooperative finance.
About CAC SACCO
A cooperative financial home for the childcare sector
Collaborative SACCO exists so caregivers, workers, and centres can save, borrow, and grow together — with products designed around care work, not generic banking.
Who we are
Born from Collaborative Action for Childcare
Collaborative Action for Childcare is a pan-African platform convened by Uthabiti Africa to accelerate quality, affordable childcare. Collaborative SACCO is the financial inclusion arm of that work — a savings and credit model tailored to childcare and domestic workers, micro-entrepreneurs, and centres.
The cooperative is member-owned. Members buy shares, save regularly, guarantee one another, and share in the SACCO’s performance through dividends and affordable credit.
Vision
Financial strength for every childcare worker and centre — so women, children, and communities can thrive.
Governance
Oversight that protects members’ money
Board of Directors
Sets strategy, approves policy, and oversees financial soundness on behalf of members.
Supervisory Committee
Independent internal oversight of operations, compliance, and member complaints.
Credit Committee
Appraises loan applications, guarantors, and exceptions within approved policy.
Management
Runs day-to-day membership, savings, lending, and member support.
Board members will have a dedicated oversight view — performance, loan approvals, policy, and dividends — without operational access to day-to-day cash handling. Maker-checker controls will apply to financial transactions once the core system is live.
Ready when you are
Ready to build your financial future with the childcare community?
Save. Grow. Thrive. Together. Join Collaborative SACCO as a member, centre, or sector partner.